Best travel credit cards in Colombia
By Sofía Vargas (Editor-in-chief) · Reviewed by Sofía Vargas (Editor-in-chief) · Published · Reviewed
Also available in es-CO on Colombia.
A travel card in Colombia must solve three problems: VIP lounge access at El Dorado and international airports, medical insurance for travel, and efficient accumulation of miles in relevant programs (LifeMiles, AAdvantage, Iberia Plus). This ranking compares the five strongest cards in the segment.
Direct answer
For travel — colombia, the strongest pick today is Davivienda Mastercard Black, according to the BestCardIn editorial review.
Quick answers
- Which Colombian cards have Priority Pass?
- Davivienda Mastercard Black (with companions), Davivienda Visa Signature (per-trip access), Bancolombia Visa Infinite (with companions), BBVA Aqua Platinum (limited access). Each product defines how many annual visits and whether companions are included.
- What is the best card to accumulate LifeMiles in Colombia?
- Davivienda Visa Signature and Mastercard Black have native conversion to LifeMiles at a preferential rate. Bancolombia also offers conversion. Compare the effective conversion rate (points per peso) before deciding.
- Do Colombian cards charge foreign transaction fees?
- Most apply a fee between 2% and 3% on top of the exchange rate. Some premium products (Bancolombia Infinite, Davivienda Black) offer reduced or zero fee on limited amounts. Verify the contract.
- Is a premium card worth it if I only travel twice a year?
- Generally no. The annual fee on premium Colombian cards (between $1,200,000 and $1,500,000 COP) requires at least 4-6 international flights per year for quantifiable benefits to outweigh the cost. For occasional travelers, a generic cashback card usually pays off more.
Selected cards
Davivienda Mastercard Black
Davivienda
Annual fee: COP 1500000.00
Unlimited Priority Pass with companions, comprehensive international insurance and a Davivienda points program with conversion to LifeMiles.
Bancolombia Visa Infinite
Bancolombia
Annual fee: COP 518400.00
Global Visa Infinite benefits (Priority Pass, premium insurance, concierge), point conversion to multiple programs; ideal for Bancolombia clients.
Davivienda Visa Signature
Davivienda
Annual fee: COP 1200000.00
Signature tier of Davivienda with solid benefits at a lower fee than Black; cost-benefit sweet spot for frequent travelers.
Bancolombia Amex Gold
Bancolombia
Annual fee: COP 480000.00
Amex Membership Rewards in Colombia, conversion to partner airline programs; reasonable fee and solid travel insurance.
BBVA Aqua Platinum
BBVA Colombia
Annual fee: COP 295000.00
Good alternative for BBVA Colombia clients: limited Priority Pass, international insurance and BBVA points accumulation with airline conversion.
Quick comparison
| # | Card | Issuer | Annual fee | Cashback |
|---|---|---|---|---|
| 1 | Davivienda Mastercard Black | Davivienda | COP 1500000.00 | - |
| 2 | Bancolombia Visa Infinite | Bancolombia | COP 518400.00 | - |
| 3 | Davivienda Visa Signature | Davivienda | COP 1200000.00 | - |
| 4 | Bancolombia Amex Gold | Bancolombia | COP 480000.00 | - |
| 5 | BBVA Aqua Platinum | BBVA Colombia | COP 295000.00 | - |
For Colombian travelers, two miles programs concentrate most of the activity: LifeMiles (Avianca) and AAdvantage (American Airlines). Davivienda and Bancolombia allow direct conversion to LifeMiles; Amex Membership Rewards converts to multiple partners including British Airways and Iberia.
Priority Pass access is one of the most valued benefits in Colombia. The Avianca SkyLounge at El Dorado is only accessible to LifeMiles Diamond users or Business class flights; premium cards with Priority Pass open access to the Plaza Premium Lounge and other VIP lounges.
International medical insurance varies substantially across products. Davivienda Mastercard Black and Bancolombia Visa Infinite cover up to USD 1,000,000 per medical event; lower-tier products cover between USD 50,000 and USD 200,000. For travel to the United States, where a hospitalization easily exceeds USD 30,000, the difference is material.
FAQ
Which Colombian cards have Priority Pass?
Davivienda Mastercard Black (with companions), Davivienda Visa Signature (per-trip access), Bancolombia Visa Infinite (with companions), BBVA Aqua Platinum (limited access). Each product defines how many annual visits and whether companions are included.
What is the best card to accumulate LifeMiles in Colombia?
Davivienda Visa Signature and Mastercard Black have native conversion to LifeMiles at a preferential rate. Bancolombia also offers conversion. Compare the effective conversion rate (points per peso) before deciding.
Do Colombian cards charge foreign transaction fees?
Most apply a fee between 2% and 3% on top of the exchange rate. Some premium products (Bancolombia Infinite, Davivienda Black) offer reduced or zero fee on limited amounts. Verify the contract.
Is a premium card worth it if I only travel twice a year?
Generally no. The annual fee on premium Colombian cards (between $1,200,000 and $1,500,000 COP) requires at least 4-6 international flights per year for quantifiable benefits to outweigh the cost. For occasional travelers, a generic cashback card usually pays off more.
Methodology
We compare annual fee, VIP lounge access (Priority Pass and domestic), conversion rate to relevant Colombian miles programs (LifeMiles, AAdvantage, Iberia Plus), international medical coverage and foreign transaction fee. We compute net cost by subtracting quantifiable benefits from the fee.
Conclusion
For frequent travelers with a Davivienda relationship, Mastercard Black is the premium option. For Bancolombia clients, Visa Infinite is the equivalent. Davivienda Visa Signature offers the best cost-benefit ratio in the mid-tier. Choose based on your main banking relationship and real travel volume.